Helping families with Medicaid planning to cover the serious and crisis situations they face as they age.
- How to pay for Long-Term Health Care and not go broke in the process
- How to keep assets and qualify for Medicaid
- How to navigate the financial system when seniors are in crisis
- Funeral planning and passing on a legacy to the next generation
It is all possible with the right guidance and planning.
You plan for vacation, providing for your family, education, and retirement…you should plan for long term care before you need to do “Crisis Planning.”
Medicaid is a government entitled program that pays for long term care services; provided in the home, an assisted living facility, or nursing home.
Medicaid laws are complicated and change frequently. Planning techniques from years ago may no longer work today.
More than 70% of adults over the age of 65 have a chance of needing extended care.
In the case of Alzheimer’s alone, every 65 seconds, someone is diagnosed with Alzheimer’s. Alzheimer’s is the 6th leading cause of death in the U.S.
The average per-person Medicaid spending for seniors with Alzheimer’s and other dementiasis 19 times higher than the average per-person Medicaid spending for all other seniors.
That is why Medicaid planning is so important.
You never know when a severe illness will strike. Heart disease, stroke, cancer, and diabetes are among the most common and costly chronic health issues.
Planning will help you get on to Medicaid as quick as you can.
Planning allows you to pass on personal assets to your family, provide a way for one spouse to stay in the home while the other is in extended care and leave a legacy for the next generation.
Instead of spending down your assets to qualify for Medicaid, MCA’s, Funeral Trusts, or Estate Planning Trusts allows seniors and families to transfer their wealth to the next generation while paying for a nursing home or long-term care.
Financial Fortress Builders, has a Certified Elder Planning Specialist. They help guide you to understand, safeguard and maximize your money during the aging process.
Whether you are 40 years old or 80 years old, in crisis planning yourself or are the children and family members providing care to aging parents; there are specific financial processes to discuss to preserve assets and give you peace of mind and relieve the stress associated with being a caregiver.
Our specialist, Brian Fleming, understands safeguarding your assets and creating your family legacy through proper annuities, funeral trusts, estate planning trusts and Private Family Banking™.
Brian has always put the safety and security of others first. As a retired law enforcement officer and swearing to serve and protect the public, he has taken this motto to heart. He applies it to his private company, Financial Fortress Builders and The Becoming Your Own Banker™ program, and as a Certified Senior Planning Specialist.
Through MCAs, funeral expense and estate planning trusts, clients have the option to build a legacy, in safety and comfortably take care of expenses and give to the next generations.
How do you know if Medicaid planning is right for you? Let us look at these three questions.
1) If you got sick tomorrow and need Long-Term Care, where do you want to receive your care?
2) Which Asset will you liquidate first to pay for care?
3) If there was a better way, is this something we should look at?
Let us help you find the resources you need for the caregiver and the loved one in need of care.
Receive a FREE book, “What Every Person Needs To Know About Funeral Trusts.”
Almost every crisis has one thing in common: a lot of documents are required to resolve. Unfortunately, emergencies don’t make apointments, they just show up.
That’s why estate planning expert Michael O’Dell has created the ultimate guide to organizing estate records as your life changes.
The goal: to prepare you and your loved ones for any situation. In this step-by-step tutorial, he covers topics like where and how to store documents, quick response directives for emergencies, insurance and medical records, and much more.
O’Dell takes an overwhelming task and makes it easy by walking you through the inventory your spouse and/or children may not be aware of Estate Planning Secrets Every Person Must Know is a comprehensive look at 21 key areas of your life, including often-overlooked items like passwords/security codes, digital estate planning and contact information for everyone from employers and veterinarians to utility companies.
Protecting yourself and your family starts here.