Private Family Banking

What is Private Family Banking™?

This life-changing financial strategy is based on The Infinite Banking Concept® and tailors it towards creating a “Family Bank”. You can reclaim the banking function for you and your family.

Private Family Banking™ is centered around the method of using permanent, high cash value life insurance policies to build a multi-generational bank.

Private Family Banking™ allows you to create wealth and pass it along to multiple generations.

Here’s how it works – first create a “pool of money” that you control, that is safe, and is guaranteed to grow. Private Family Banking™ uses a customized dividend-paying, whole life insurance policy to create this “pool of money.” Then use this growing “pool of money” as collateral to finance your family’s purchases.

As money is paid back for any purchase, the “pool of money” continues to grow and accrue compound interest. If you typically pay cash for your family’s purchases, you are losing the interest that your cash could have earned when you make a purchase. Private Family Banking™ allows you to make purchases without giving up the interest your cash is earning.

Watch this short video on how to build wealth and keep it like the Rothschilds!

Being in excessive debt can feel like slavery. In fact, the Bible says that “the borrower is a slave to the lender.” Yet paying off debt seems like such a drag for many – “When will I ever get ahead?”

The average savings rate in America is currently only about 6% of all earned income. Meanwhile, the average American is spending around 34.5% for interest on debt!

By using Private Family Banking™ to pay off all your debts, you can recapture the interest that you are currently paying financial institutions. At the core of Private Family Banking™ is a customized dividend-paying permanent life insurance policy which is used to create a money pool that you control.

This policy is engineered to grow your pool of money even while you are using it for your personal financing needs. By recapturing your own debt and paying yourself the interest that you are currently paying others, you could increase your overall savings rate by over 500%!

Private Family Banking™ creates the ideal financing option for your business. Think of it as allowing you to sit on both sides of the desk as the banker and the borrower. As a result, you don’t lose the interest you pay, you earn it! By using the system properly, you will literally enhance every financial decision you make by decreasing your overall taxes, as well as increasing your wealth.

Every business needs working capital but it can be a hassle to qualify for loans. Private Family Banking™ allows you ready access to your capital because you become the banker.

Potential Benefits:

• Access Capital as Needed
• Avoid Loan Applications
• Earn the Interest Banks Have Been Earning Off of You
• Reduce Taxes
• Protect Assets from Creditors and Judgments

At the core of Private Family Banking™ is a customized dividend paying permanent life insurance policy which is used to create a money pool that you control. This policy is engineered to grow your pool of money even while you are using it for your business financing needs

Imagine funding college in a way that you not only have a guaranteed return on your savings but you also teach your student how to safely grow their finances for the rest of their lives. That’s exactly what utilizing Private Family Banking™ can do.

The heart of the family banking concept is using a customized dividend-paying, whole life insurance policy to accumulate wealth. When properly structured, a dividend-paying whole life policy becomes a guaranteed college savings fund that can pay all college expenses even if mom or dad were to die.

Most parents want their children to attend college so that their children will have a better financial future. Unfortunately, most college graduates never learn how to achieve financial freedom. By using Private Family Banking™ to create a college savings fund, parents can teach their students how to take responsibility for the costs of a college education and at the same time become financially successful for the rest of their lives regardless of their field of study.

By using Private Family Banking™ to finance cars during your lifetime, you could accumulate all the money you need to fund your retirement or other life goals.

In America, 90% of people who buy cars use other people’s money to pay for them. They pay interest to financial institutions that loan them the money for their purchase. The remaining 10% of Americans save and pay cash for their cars. In either case, there is nothing left after the purchases for a lifetime of driving cars. Of course, that’s what you would expect when purchasing a depreciating asset like a car.

However, by using Private Family Banking™ you can turn the financing of your cars into an appreciating asset!

Here’s how – first create a “pool of money” that you control, that is always safe, and is guaranteed to grow. The heart of Private Family Banking™ is using a customized dividend-paying, whole life insurance policy to create this “pool of money.”

Then use this growing “pool of money” as collateral to finance your car yourself. As you pay back the money for the car, your “pool of money” continues to grow and accrue compound interest. If you typically pay cash for your cars, you are losing the interest that your cash could have earned when you make a purchase. Private Family Banking™ allows you to buy cars without giving up the interest your cash is earning.

The end result is that by using an appreciating asset as collateral for car purchases, you can turn automobile financing into a wealth accumulation technique

With Private Family Banking™ you can’t get a higher rate of return, regardless of your investment.

Here’s how – first create a “pool of money” that you control, that is always safe, and that is guaranteed to grow. Private Family Banking™ uses a customized dividend-paying, whole life insurance policy to create this “pool of money” then uses this growing “pool of money” as collateral to finance your next investment.

As your investment earns the return you expected, you pay down the collateral loan on your “pool of money”. Meanwhile, your “money pool” continues to grow and accrue compound interest.

If you typically pay cash for your investments, you are losing the interest that your cash could have earned when you make an investment. Private Family Banking™ allows you to purchase investments without giving up the interest your “money pool” is earning.

By using the Private Family Banking™ method to finance your purchases today, you can create a nest egg that can fund your retirement tomorrow.

Imagine the benefits of saving for your retirement at the same time that you are financing cars, financing a home or financing your children’s education. These are all things you’re going to pay for anyway but they normally take away from your retirement savings instead of helping to build your retirement savings.

At the core of Private Family Banking™ is a customized dividend-paying permanent life insurance policy which is used to create a money pool that you control. This policy is engineered to grow your pool of money even while you are using it for your personal or business financing needs.

By following the Private Family Banking™ method, your cash grows tax-free and can be accessed tax-free to provide passive income at retirement. Unlike IRAs, 401(k)s or other tax-qualified plans, the money that you accumulate in a dividend-paying whole life insurance policy is accessible to you at any time and without penalties.

The best way to get ahead financially is to understand the difference between money rules and money myths.

Money rules are the facts about how money works. Money myths are the false concepts about money.

Watch the video on this page to learn three money rule and three money myths that will help you grow your wealth and keep it.