Having the right kind of guidance during this unfamiliar part of your life makes a world of difference in how you will live your life moving forward.
That is why we help families with Medicare planning to help prepare and cover the serious and crisis situations they may face as they age. We will cover several aspects with you personally like:
- Which Medicare Plan is right for you
- Supplemental Medicare Insurance options to consider
- How to pay for Long-Term health care and not go broke in the process
- How to keep assets and still qualify for assistance
- Financial planning for a comfortable, economical retirement
Medicare laws are more complicated than the laws that govern your typical health insurance options and change frequently. Therefore, it is paramount to use up-to-date planning techniques so you and yours are covered from every angle, medically and financially. Thankfully, finding the right low-cost health coverage has never been easier when you choose us as your guide.
COMPLEMENTARY SERVICES OFFERED:
We help you file for Medicare Part B, (not having to worry about all the red tape) along with helping you fill and file form CMS-L564 if needed. This form is used for proof of group health care coverage based on current employment. This information is needed to process your Medicare enrollment application.
Did you Know…
More than 70% of adults over the age of 65 have a chance of needing extended medical care, and only 1 in 10 Medicare beneficiaries rely solely on the Medicare program for healthcare coverage? The rest have some sort of supplemental coverage to help with medical expenses like doctor visits and prescription medication. Read more about it here from the AARP.
Guaranteed income for life. Not all your money has to be at risk. You can have Guaranteed Income For Life, while earning interest on the balance of the amount deposited at the same time. The balance of any amount deposited in the event of your death will then be returned.
You can avoid market losses while benefiting from index gains. At the same time you can have locked in annual gains, withdrawal privileges, up to 10% premium bonuses on all deposited made in year one, and other benefit features.
Medicare supplement plans, Medicare Choice Plans, and Medicare Part “D” prescription drug plans.
LONG TERM CARE/IRREVOCABLE TRUSTS/FUNERAL PLANNING:
You DO NOT have to go broke in a nursing home. If a couple, you can protect 80-90% of your assets, 40-50% if single and even if you or your spouse goes into a nursing home today. Planning and knowing options available for potential long term care needs can help protect assets most think they have to surrender.
A funeral trust is an example of something that is exempt when applying for nursing home care for the purpose of Medicaid/Title 19/Badger Care planning. Tax-free monies that could remain are then returned to your beneficiaries. You to now choose the funeral home you want in comfort with this kind of Irrevocable Trust allowing it to be transferred if you were to move out of state, not locking yourself into one funeral home.
Planning and funding your funeral needs in advance protects you and your loved ones, gives you peace of mind, and that you will get the funeral you arranged at the price you agreed.